2020 has arguably been one of the strangest years in recent history. With a global pandemic ravaging financial markets everywhere, P. A. Simon’s book How to Manage Money When You’re Not Earning Enough: Strategies for Thriving amid financial Difficulties couldn’t come at a better time. The author provides a guide book aimed at people of any income level who desire an effective strategy to manage their personal finances. Comparing financial literacy to learning a new language or skill, Simon sets forth some guidelines to help learn the valuable skill of money management.
“It’s not compulsory to start big, just start with what you have—manage the little you’re already earning and remember, your financial future is completely up to you.” This modest reminder is a perfect starting point for How to Manage Money When You’re Not Earning Enough. The ideas therein are not revolutionary, but could add up to significant changes over time. For example, how many of us have paid subscriptions for services we no longer use, but those services continue with automated billing every month? For credit card debt, Simon includes some practical tips and an actionable plan to get the debt paid down. Outside of some minor but persistent typographical errors, this guide book is a terrific starting point for anyone struggling with their finances, especially young people just beginning to manage their own money. Optimistic and motivating, How to Manage Money When You’re Not Earning Enough: Strategies for Thriving amid financial Difficulties can give anybody the confidence and tools to more toward financial stability and beyond.
